Freiwillig Krankenversichert

Discussion in 'Dies und Das aus dem Rotlichtviertel' started by IharaSaikaku, Feb 8, 2014.

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  1. by IharaSaikaku
    Feb 8, 2014
    IharaSaikaku

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    Ich bin mit Anfang des Jahres umgestellt worden. Zwar bin ich weiterhin ganz normales Mitglied bei der AOK, aber ich laufe jetzt nicht mehr als gesetzlich Versicherter. Ich bin nun "freiwilliges Mitglied".

    Damit hat sich meine Gehaltsabrechnung verändert. Im Kopf bei den Sozialabgaben taucht die Krankenversicherung gar nicht mehr auf.

    Dementsprechend ist mein Netto zwar ein ganzes Stück höher, aber dann kommt der Hammer. Über 700 Euro monatlich für die AOK gehen vom Netto ab. Da fallen einem erst mal die Augen raus. Ne Zeile weiter unten gibt es dann einen Zuschuss vom Arbeitgeber, der allerdings nicht mal die Hälfte ausmacht.

    Hatte mir bisher nie Gedanken darüber gemacht in ne private Krankenversicherung zu wechseln, da mein Gesundheitszustand nicht wirklich perfekt ist. Aber für 700 Euro im Monat, oder eben ein paar Euro weniger müsste sich doch eine private Versicherung finden lassen.

    Hintergedanke sind auch sämtliche privaten/ betrieblichen Rentenversicherungen (Stichwort "Riester"), als gesetzlich Versicherter zahlt man ja auf jeden Euro Zusatzrente 13 % "Krankensondersteuer" :(

    Auch die Flexibilität bei längeren Auslandsaufenthalten ist in meinen Augen in Pluspunkt.
     
    Last edited: Feb 8, 2014
    IharaSaikaku, Feb 8, 2014
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  2. by larim01
    Feb 8, 2014
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    larim01, Feb 8, 2014
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  3. by IharaSaikaku
    Feb 8, 2014
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    IharaSaikaku, Feb 8, 2014
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  4. by eier123
    Feb 8, 2014
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  5. by oldsleepi
    Feb 8, 2014
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  6. by Ole
    Feb 8, 2014
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  7. by latinalover
    Feb 8, 2014
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  8. by Freiheit für Frankfurt
    Feb 8, 2014
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  9. by latinalover
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  10. by ximovan
    Feb 8, 2014
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  11. by Perinola
    Feb 8, 2014
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  12. by banzi
    Feb 8, 2014
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  13. by latinalover
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  14. by hd oldie
    Feb 8, 2014
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  15. by Freiheit für Frankfurt
    Feb 8, 2014
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  16. by Gerd
    Feb 8, 2014
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    Last edited: Feb 8, 2014
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  17. by Freiheit für Frankfurt
    Feb 8, 2014
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  18. by walker
    Feb 8, 2014
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  19. by Priester
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  20. by Priester
    Feb 8, 2014
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